Chapter 13 Bankruptcy

Question: What does it cost to file Chapter 13 bankruptcy and how does it work?Answer: I typically charge $3600, and that includes all of the expenses including filing fees, credit counseling and debtor education fees that go into every single chapter 13 filing. As such, my attorney’s fee is roughly $3250. “How does it work” is a bit of a broad question. The short answer is that we fashion a three to five year plan to reorganize your debt. What that really means depends upon your circumstances and what you are trying to accomplish. Incidentally, most people who call me asking about Chapter 13 (and Chapter 11 as well) only need to file a Chapter 7. It would be best if you made an appointment to see an experienced bankruptcy attorney such as myself, and figured out what works best in your situation.