I have believed for years that Allstate/Encompass is the worst auto insurance co. in MA in terms of how it treats its own customers. Recently, Allstate did something I have never seen done before. It refused to pay its own insured’s prescription co-pays, because I did not have a statement from the health insurance explaining […]
Worst Auto Insurance Company In Massachusetts Read More »
One question that I am asked many times, and it is always a surprise to me, is “Can I file bankruptcy when I am collecting disability?” The answer is “Of course you can.” Generally speaking, you do not need a reason to file bankruptcy. As long as the debt was not incurred through fraud or
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I recently saw an ad for an attorney in which he was bragging about all of the money that he had “recovered” for his clients in “settlements, judgments and benefits”. It sounded like a huge number, but in reality it was not. I find such a claim to be intentionally misleading, and I do not
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One of the fun things about being a lawyer who prepares taxes is that people come to me either because they are having problems and they want me, as an attorney, to fix them or they had problems in the past, and they want me, as the tax preparer, to avoid these problems in the
Beware Of Tax Preparers Who Do Not E-File The Tax Forms Read More »
The tax season is the busy season for bankruptcy filings. That is because it is the one time of year where people in financial distress have some money, their tax refunds, and thus can “afford” to file bankruptcy. However, tax refunds raise a number of issues. I was at a Trustee’s hearing recently, and sure
I had a client come in who was involved in a car accident. I can tell that the facts of the accident are going to be in dispute. It would be helpful to me to have pictures of the cars and it would be helpful to see the position of the cars after the accident.
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I have written in a number of legal advice columns and have provided such advice in other formats. I have posted columns in small community based newspapers, and was the Lowell Sun’s “ask the expert” in bankruptcy. I have done work for various employer financed “legal insurance” companies, where, advice was part of the program.
I am surprised by the number of people who ask me if they will be “allowed” to keep their house or their car if they file bankruptcy. If these people were owners of mortgage-free mansions or paid off Lamborghinis, I would understand the question. But most of these people have houses that are under water
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Question: What does it cost to file Chapter 13 bankruptcy and how does it work? Answer: I typically charge $3600, and that includes all of the expenses including filing fees, credit counseling and debtor education fees that go into every single chapter 13 filing. As such, my attorney’s fee is roughly $3250. “How does it
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