Lowell Chapter 7 Bankruptcy Lawyer
A fresh financial start may be closer than you think. Let us help you understand your options and move forward with confidence.
You have come to the Right Place
Debt can become overwhelming for many different reasons: a job loss, medical expenses, credit cards, personal loans, divorce, an emergency, or simply years of trying to keep up with payments that are no longer manageable.
If you are constantly worried about bills, collection calls, lawsuits, or how you will ever get out of debt, Chapter 7 bankruptcy may provide a way to start over.
At the Law Office of Louis S. Haskell, we have helped Massachusetts families navigate bankruptcy for decades. We take the time to understand your financial situation, explain your options clearly, and help you determine whether Chapter 7, or another solution, is right for you.
Based in Lowell, we also assist clients throughout the Merrimack Valley and communities across Massachusetts, including Chelmsford, Dracut, Tewksbury, and Billerica.
You do not have to know whether you qualify before calling us. Start by telling us what is happening.
What could Chapter 7 do for you?
For someone who qualifies, Chapter 7 can provide substantial relief from qualifying debt. A bankruptcy discharge generally releases a debtor from personal liability for debts that are legally dischargeable, meaning the debtor is no longer legally required to pay those discharged obligations.
Depending on your situation, Chapter 7 may help you:
Keep your home and car
Eliminate credit card & loans
Rebuilt your credit faster
Stop creditor harassment
NOTE / DISCLAIMER:
Most retirement accounts are fully protected. In Massachusetts, bankruptcy exemptions generally allow you to protect:
Up to $500,000 of equity in your home
Up to $7,500 of equity in your vehicle
Approximately $5,000 in cash and bank deposits
About $1,225 in jewelry
Around $5,000 in tools of the trade
Ordinary household goods, furniture, and clothing
In addition, there is a $6,000 wildcard exemption, which may be applied to protect other assets.
Do you qualify for Chapter 7?
As a general reference, the current Massachusetts median income limits are approximately:
Household of one: $85,941
Family of four: $175,947
These amounts are subject to periodic adjustment and may change as updated by federal guidelines.
Client reviews
Darren Plotnick
Attorney Haskell has been my attorney for the past decade and the service I have received has been extraordinary. The staff is super helpful and Attorney Haskell is always prompt with a response to any issues I have.
Michelle Bordonada
Attorney Haskell and the team were so good to me! I’am truly satisfied with my experience. They fought a big lawsuit for me that I never expected. I received more than I expected! They were so supportive throughout my recovery. Such amazing and a respectful team. I am beyond grateful for them. I recommend anyone here. You won’t regret it! :)
Free Consultation
The initial consultation for bankruptcy cases is free
Frecuently asked questions
Can You File Bankruptcy If You Own a Small Business?
Beware of Post-Bankruptcy Loan Offers: What You Need to Know Before You Borrow
Credit Cards for People Who Have Filed Bankruptcy
When Bankruptcy is the Best Option
New Repaye Program For Direct Student Loans
Bankruptcy And Student Financial Aid
How Many Cars And How Many Car Loans Can I Have In Chapter 7 Bankruptcy?
Do you have more question?
Looking for more helpful legal information? Visit our YouTube channel, where we share videos in English and Khmer on bankruptcy and other legal topics.
